Student Loan Forgiveness Update
For a limited time, you now have a chance to participate in the student loan forgiveness program and no longer be forced to pay back the students loans you took

out while in college! If you took out direct loans from a college or university that you have previously attended and you work in public service, the federal government may forgive your loans completely.
What you need to know
On August 24th, 2022, the Biden and Harris Administration announced the Student Debt Relief Plan. This plan consists of a one-time opportunity focused on supporting low-income and middle-income families. The United States Department of Education has committed to providing debt relief to Federal Pell Grant recipients in the amount of $20,000. In addition, for non-Pell Grant recipients, the Department of Education has committed to providing up to $10,000 in debt-relief. This student loan debt relief will be applied to eligible student loans held by the Department of Education when individual income is less than $125,000 (or less than $250,000 for households).
Steps to Complete Your Application for Student Loan Forgiveness
An online form is available for you to apply to have your student loans forgiven. But, before you apply, here are steps you can take now to improve your chances of having your student loans forgiven!
Step 1: Check Eligibility for Student Loan Forgiveness
As mentioned above, you are eligible to have your student loans forgiven if:
- Your annual taxable income was below $125,000 (if you filed as an individual or as married, separately), or your annual taxable income was below $250,000 (if you filed your taxes as married, filing jointly, or as head of household).
- You qualify for $20,000 in debt relief if you received a Pell Grant in college.
- You qualify for $10,000 in debt relief if you did not receive a Pell Grant in college.
Step 2: Prepare to Complete Your Student Loan Forgiveness Application
Here’s what you can do to get ready and to make sure you get updates:
- Confirm that you have a Federal Student Aid account and make sure your personal information, including your contact info is up to date. The Department of Education will send you updates by email.
- If you don’t have a StudentAid.gov account, you can visit this link to create an account to help manage your loans.
Step 3: Submit Your Student Loan Forgiveness Application
- The application can be found on the Department of Education’s Federal Student Aid website.
- More information will be shared on our website as it becomes available. Be sure to check back regularly for updated information!